The supplementary pension insurance funds "Toplina" achieved the highest profitability for the period from 30.06.2023 to 30.06.2025, the FSC announced

At its meeting on 23.07.2025, the Financial Supervision Commission /FSC/ determined the minimum profitability for the mandatory pension funds for the period from 30.06.2023 to 30.06.2025. All supplementary mandatory pension insurance funds achieved profitability for the specified 24-month period above the specified minimum level of profitability for the respective type of fund, according to the FSC data published on its website.

For universal pension funds, the minimum return on asset management for the previous 24 months (June 30, 2023-June 30, 2025) is 3.36%, and their arithmetic average return reaches 6.25%.

FSC data show that the highest return for the period June 30, 2023 - June 30, 2025 among universal pension funds was achieved by UPF "Toplina" - 7.96%. In second place is "UPF UBB" with 7.17%, followed by "ZUPF Allianz Bulgaria" with 6.52%. With a yield of 6.49% is UPF "DallBogg: Life and Health", and with 6.43% is UPF "Doverie". Next in line is UPF "DSK-Rodina" with 6.38%, followed by UPF "CCB-Sila", which has a yield of 5.76% and "UPF - Badeshte" with 5.63%. UPF "Saglasie" is with 5.19%. UPF "Pension Insurance Institute" has the lowest yield - 4.98%.

The arithmetic average yield for professional pension funds for the period June 30, 2023-June 30, 2025 is 6.34%. The minimum yield is 3.11%.

PPF "Toplina" has the highest yield - 8.69% for professional pension funds. The lowest yield is PPF "Saglasie" - 3.41%. In second and third place are "PPF - Badeshte" with 8.12% and "PPF UBB" - 7.95%. They are followed by PPF "DSK-Rodina" with 6.84%, "ZPPF Allianz Bulgaria" with 6.69% and PPF "DallBogg: Life and Health" with 6.37%. PPF "Doverie" realized a yield for the two-year period - 6.32%, followed by PPF "POI" with 5.30% and PPF "CCB-Sila" with 3.66%.

Voluntary pension insurance funds have a 7.09% average yield for the period from 30.06.2023 to 30.06.2025

The highest yield among voluntary pension funds is DPF "Toplina" - 11.88%. Next in line is the fund "DPF UBB" with 8.53%, "DPF - Badeshte" with 7.58%, DPF "DSK-Rodina" - 7.26%. The realized yield of DPF "Doverie" for the two-year period is 7.04%, for DPF "DallBogg: Life and Health" it is 7.02%. Next in line is "DPF Allianz Bulgaria" with 7.00%, followed by DPF "POI"* with 5.18% and DPF "CCB-Sila" - 5.17%. DPF "Saglasie" has the lowest yield - 4.24% for the same period.

The full text of decisions No. 449 - UPF of 23.07.2025 and No. 450 – PPF of 23.07.2025 can be found in the “Administrative Documents” section. Data on the profitability for the 24-month period (on an annual basis) and the specified minimum profitability can be found in the “Insurance Activity” section, “Statistics”.